Overthrow the Local / City GOP: It's Time to Fight, Conservatives and Patriots.

 "The unanimous Declaration of the thirteen united States of America, When in the Course of human events, it becomes necessary for one people to dissolve the political bands which have connected them with another, and to assume among the powers of the earth, the separate and equal station to which the Laws of Nature and of Nature's God entitle them, a decent respect to the opinions of mankind requires that they should declare the causes which impel them to the separation."

In Congress, July 4, 1776

The acts of tyranny against the American people are heinous and irrefutable.  Our nation has been in an exceptional economic war against the Chinese Communist Party (CCP) since October 1, 1949, yet, the Media Robber Barons want you to believe that President Donald Trump exacerbated relations by seeking fair and earnest trade.  Taxpaying Americans, suffering from a retaliatory act of war by the CCP through the release of a deadly biological agent, have seen their constitutional rights smitten in lieu of the States' leaders' right to protect us from each other while they preach plausible deniability of the communist assassins.  Business leaders are divided between the essential and non-essential.  Houses of Worship have been shuttered in lieu of First Amendment Protections.  Families have been destroyed due to the collateral damage incurred by the best interests of Governors and Mayors pursuing "Do as we say not as we do" mandates.  When all is done, government rulers and bureaucrats will never face foreclosures, evictions, unemployment, suicides, and bankruptcies because they will never face the ineffective, reactionary Wuhan Flu policies that they have put upon others.  I have always said that if you wanted to end the COVID-19 pandemic policies enforced by the Democrat-Marxists then, legislate a moratorium on pay received by governmental officials and bureaucrats until the COVID-19 pandemic ends.  I assure you by week's end the poorest and miseducated children will be sitting in the once empty classrooms of America.  Problem solved.

The Democrat-Marxists have used the violence of BlackLivesMatter and Antifa to intimidate constitutional governing structures into defunding law enforcement agencies leaving those at greatest risk in the most weakened state.  The Democrat-Marxists have gone as far as to impeach the President for a perfect phone call to a Ukrainian President.  The Democrat-Marxists blamed President Trump for the biological warfare of the CCP.  The Democrat-Marxists in collusion with the Left-Wing Media Barrons hid the fraudulent business actions of Joe and Hunter Biden with the CCP, Russia, Ukraine, and other foreign interests so that they may have a better chance of winning a US Presidential Election.  The Democrat-Marxists, defenders of the Motor Voter Laws of America because voter suppression exists, proclaim that Joe Biden won the election fair and square.  Even better, there were no cases of voter suppression and no cases of voter fraud.  After over 200 years, America produced its first perfect election.  So perfect that even, according to Rasmussen, 30 percent of Democrats believe that it’s “very likely” that their own party won the election through illegitimate means.  Yes, from Russia, Russia, Russia to COVID-19 to Hunter on Crack to the 2020 Rigged Election, the Democrat-Marxists have illegitimately colluded with agents foreign and domestic to overthrow the Constitutional Federated  Republic of the United States of America.  

Who will stand against the Democrat-Marxists of America?

Certainly, the Republican Parties in Urban America will be the first to defend President Trump, Urban Republicans and Patriots, and American Citizens.  Right?

Urban Republican Parties have been virtual echo chambers of the Left-Wing Politiburro, Propagandists, and Social Media Barrons.  Oftentimes, the local and city GOPs have been louder in their silence than the Democrat-Marxists have been in terrorizing America's small businesses through intimidation via rioting, looting, murder, and Marxists COVID-19 edicts.  There are some that find immediate comfort in partisan play.  They seek not to be the opposition party for any reason.  They believe without a shadow of a doubt that is far simpler to go along to get along than to stand boldly for the Republic and its citizenry.  In fact, they are the first to proclaim that there is no proof of voter fraud when there is a preponderance of evidence in several states: Pennsylvania, Georgia, Michigan, Wisconsin, Nevada, Arizona, and New Mexico.  For a matter that requires a preponderance of the evidence, the local GOP's are the first to reiterate the Leftist's media's mantra: "there is no proof".  In fact, it is easier to identify a "Make America Great Again" Republican in a crowd of Democrat-Marxists than a Local or City GOPer.  In fact, don't confuse the interests of the Local or City GOPer with hiding.  Most are more willing to vote and support their Democrat-Marxists brethren than to be identified with their Urban Conservative Patriots, of whom they are supposed to have so much more in common.

This is the condition for which Urban Conservatives and Patriots must rally themselves.  We are not assigned merely one enemy but, we face two: Democrat-Marxists and Republicans In Name Only (RINO).  I know that millions are planning to travel to Washington, DC on January 6, 2020, to Rally for the President and to influence the Electoral College Certification.  Against the fears of the current Chief Justice John Roberts of BlackLivesMatter and Antifa rioting in the land, if real justice is done on Election Fraud, we all hope that Vice-President Mike Pence confounds the Global elite and accept the contesting electors sent by the state legislatures.  I am a huge supporter and hope that Trump serves out his second term in 2021.  However, while the millions pour into the Marxist fortress of Washington, DC, the assembled conservatives and patriots must be charged with the responsibility of overthrowing their Local or City GOP.

Why?

Americans need an opposition party.  The Local and City GOP's are merely country clubs often missing members, lacking scheduled meetings, and offering spineless retorts to the communistic pursuits of the Democrat-Marxists.  For instance, the District of Columbia Republican Committee (DCRC) is one of the most feckless republican parties in the country.  As of January 7, 2019, there are 30,001 registered voters affiliated with the DCRC, which is 6.15% of all registered DC voters.  Yet, only 69 members will hold the power to decide the DC Party's leadership on January 14, 2021.  All District of Columbia voters registered as Republican are considered members of the District of Columbia Republican Party.  However, their membership is considered unimportant by Committee tyrants to choosing leadership.  The DCRC prefers not to choose a leadership that supports the President of the United States rather choosing one that awaits Inauguration Zoom Invites from Joe Biden and Kamala Harris.  

When Mayor Muriel Bowser threw former Chief of Police Peter Newsham under the bus in pursuit of approval from Leftists seeking to eliminate fathers from American households, where was the DCRC?  Nowhere near were they.  Apparently, laryngitis held their voices still.  When the President stood in front of St. John's Church after ending an insurrection indulged by Mayor Bowser, where was the DC GOP?  Nowhere near were they.  In fact, they waited four days to give a formal press response.  I believe TECNTV.com's Suzzanne Monk of Life, Liberty, and the Pursuit of Talk, made a most accurate assessment:

"No WONDER the GOP struggles here.  Way to take a stance, DC GOP... On day 4 of rioting, you FINALLY "call on the mayor". And in the SAME BREATH bow in homage to her ridiculous and now obviously pointless COVID19 shutdown directives.  These tools are fools.  I am not "calling on" Mayor Bowser to do anything but RESIGN. I call her OUT on her BS, while the DC GOP kisses her ring AND her ass.  Sad. Clearly, we need to take over the DC GOP and get rid of all the Democrats in the group."

Unfortunately, the DC GOP, like most Local or City GOP's, is DOA on any important governing matter.  They are certainly absent when needed most in opposition to the Marxists that have created one-party rule.  When Democrat-Marxist City Councilmember Charles Allen proposed releasing 500 murderers and rapists onto the streets of DC, antagonizing victims and their families, where was the DC GOP?  Nowhere near were they.  The only DC GOP Member with the courage to speak against the Democrat-Marxists and RINOs was Ward 8 GOP Chair Mindi Walker.  What was her reward?  Condemnation from the "Hard Core" DC GOP Members who consider themselves social media warriors.  

"How dare she speak out?"  

"Who is Mindi Walker?"

While America's conservatives and patriots ready to celebrate one of the Nation's best historical figures, I believe that it is just as important for MAGA members to answer the call in their State's urban centers in January 2021.  Make certain that you vote to take back your GOP.  This is not your "surrender" party committed to appeasing the Democrat-Marxists.  This is the "conquer" party committed to finishing what President Trump started when he came down the Trump Tower escalator.  Whatever comes after January 6, we must agree.  President Trump can not do it alone.  We must send as many challengers as possible to turn Urban America around.  You are not alone and no longer need to be represented by those committed to worshipping at the altar of Leftism.  We are a Republic if we can keep it.  We are a Grand Ol' Party if we give the Leftists within us their eviction papers and applications to join the Party that they are most comfortable within.  

Many of you will disavow this writing as desperate utterances and some even an encouragement to participate in the impossible.  However, after watching the Republican Party post-Rigged Election, do you believe anything will change after Trump.  If so, then, you do not understand why you have been brought this far.  The challenge is not to maintain the status quo but to Make America Great Again.  It is an enduring journey that will allow no pause.  As you March on Washington, I encourage you to do two things.  One, do not spend a dime in Washington, DC.  Do not sustain the Marxist regime east of Beijing.  When you support Mayor Muriel Bowser then, you support the communists that suckle too greatly at the tit of the US Treasury.  Secondly, remember the words of DC's First Republican, Frederick Douglass, as we do battle with our enemies both foreign and domestic:

“If there is no struggle, there is no progress. Those who profess to favor freedom, and yet depreciate agitation, are men who want crops without plowing up the ground. They want rain without thunder and lightning. They want the ocean without the awful roar of its many waters. This struggle may be a moral one; or it may be a physical one; or it may be both moral and physical; but it must be a struggle. Power concedes nothing without a demand. It never did and it never will.”

It's Time to Fight, Conservatives and Patriots.

CORPORATE ADDRESS

Kenneth McClenton

Founder, Chairman, and President 

TECN® TV

1307 44th Place SE

Washington, DC 20019

Phone   202-660-1329 Ext 0

THE EXCEPTIONAL CONSERVATIVE NETWORK®

www.tecntv.com

www.theexceptionalconservativeshow.com 

ken@theexceptionalconservativeshow.com

TECNTV.COM Is Getting the Band Back Together!

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HUD Housing Counseling Crisis: Overcoming the Soft Bigotry of Low Expectations

 

"Hear counsel, and receive instruction, that thou mayest be wise in thy latter end." -- Proverbs 19:20

The Question that Some Should Ask Is "Why Do Democrat-Marxists Fight So Hard to Keep Uncertified, Uncredentialed "Housing Counselors" In Urban Centers to Provide Financial Counseling to Those Attempting to Purchase Their First Home or Even to Keep It in the Worst of Economic Times Brought On By the Response of Local and State Governments to the COVID 19 Pandemic?  The US Department of Housing and Urban Development's (HUD) Housing Counseling program provides counseling to consumers on seeking, financing, maintaining, renting, or owning a home. The program also addresses homelessness through counseling and assists homeowners in need of foreclosure assistance. Counseling is provided by HUD-approved housing counseling agencies.

The National Association of Realtors (NAR) found that the starter median home price in U.S. metro areas was $233,400 in the first quarter of 2020.  If you have a down payment of 20%, you’ll have to come up with $46,680. If you put down 10%, you’ll need $23,340 and a 3% down payment is $7,002.  Many first-time homebuyers face challenges to their first purchase including down payment deficiencies, credit reporting issues, and employment history.  For such a significant investment, many first-time homebuyers have limited access to crucial information that will help successfully guide them in overcoming these challenges.  Many can not afford the luxury of counsel from variant advisers in the real estate and financial services industries.  Hence, they turn to housing counseling agencies to provide essential guidance.  The agencies' funding is tied to equipping challenged individuals to successfully becoming homeowners. 

State and local governments, like the District of Columbia (DC) Home Purchase Assistance Program (HPAP), requires low to moderate-income persons and government employees to use state-approved housing counseling agencies in order to ascertain down payment and closing cost assistance for the purchase of single-family homes, condominiums or cooperative units in the District.  The DC HPAP program provides up to $84,000 of down payment assistance and closing cost support.  In order to get the financial support, homebuyers must attend an 8-hour orientation class with a housing counseling agency, or community-based organization, and then, complete all realty and financial preparation actions, which could take months, with a housing counselor.  The ordeal is intensive but, the journey is rewarding.

HUD-approved Housing Counseling has been helping consumers across America make informed housing decisions for more than 50 years.  A governmental leader that cares to ensure the best available taxpayer-supported realty, insurance and financial counseling to low and moderate-income persons and state and local government employees would require such front-line workers to be expressly trained and regulated to perform at the highest levels of performance.  The American Dream is what is at stake even if you are a Democrat-Marxist that does not believe in the rewarding principle of private property ownership for the individual.  You campaigned on the idea that homeownership and education were the chief ways of getting people out of poverty and into the middle class.  Would you not want the promise of the American Dream to come to pass so that the "rich would not get richer and the poor get poorer"?   Adam Barrone wrote, "The American Dream is the belief that anyone, regardless of where they were born or what class they were born into, can attain their own version of success in a society where upward mobility is possible for everyone. The American Dream is achieved through sacrifice, risk-taking, and hard work, rather than by chance."  Certainly, a Governor or Mayor would want the best trained and most credentialed persons serving the needs of those that have been "oppressed" in this capitalist society and "disenfranchised" in the modern free market.  Right? 

On December 14, 2016, HUD published a Final Rule in the Federal Register entitled Housing Counseling: New Certification Requirements. This rule implements statutory requirements that housing counseling required under or provided in connection with all HUD programs will be provided by "HUD certified housing counselors". With the new certification requirements, the benefits to the renter, the prospective homebuyer, or the existing homeowner are increased assurance of a more knowledgeable housing counselor providing more effective housing counseling services. HUD expects that more knowledgeable housing counselors will lead to better identification of housing issues, more knowledgeable referrals and resolution of barriers, and a greater ability to avoid scams.

Yes, It Has Been Four (4) Years Since This Requirement Was Put on the Books and Many of the Current Counselors Have Been Unable to Pass the Exam.  On 29 April 2018, I passed the HUD Housing Counselors Certification Examination - Online.  While I am not active in the Housing counseling industry, although I would love my non-profit Open Heart Close Case to become a HUD Certified Counseling Agency, outside of it, I am more qualified to provide services to those in greatest need than those that have been active and practicing as "uncredentialed and uncertified" housing counselors since the rule was put in place.  Over two years have passed since my exam success and the federally, state, and local funded housing counseling agencies are still employing uncertified counselors to provide, credit counseling, money management, and home preservation skills training to those in greatest need.  

Let's put it another way.  

In order for your stockbroker to provide financial consult, he must have a Series Seven (7) License.  In order for your Insurance Agent to consult with you on preparing for a life or death calamity that will result in financial loss then, they must pass the State Life and Health Exam.  In order for a Real Estate Broker to buy and sell homes on your behalf then, they must pass the State Real Estate Exam.  In order for a mortgage loan officer to originate a home purchase loan, he or she must comply with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) established requirements for the licensing and/or registration of all Mortgage Loan Originators (MLOs).  All of these federal, state, and locally regulated entities involved in the home purchase process require certifications of agents and officers.  

HUD says in order to become a "HUD Certified Housing Counselor", a counselor must meet the following two eligibility requirements: 1) pass the HUD Housing Counselor Certification written examination and 2) work for an agency approved to participate in HUD’s Housing Counseling Program.  Without certifications, HUD says that counselors have saved over 200,000 homes from foreclosure, help over 1.1 million families create budgets, and helped over 1.1 million individuals and families receive counseling.  Imagine how much more could be done with credentialed staff.  For many housing counseling agencies or community-based organizations, the role of housing counselor is more that of a social worker with data entry skills than a certified financial advisor essential to individual wealth accumulation and preservation responsible for protecting the taxpayer's resources and employing industry standards to promote economic growth and development for the Nation.  In this Indeed employment opportunity submitted by a DC-based housing counseling agency, nowhere is it stated that "HUD certification" would be required either initially or within a certain time period.  

Beyond the fact that they would be responsible for working from 9 AM to 5 AM Monday through Friday, there does not appear a serious concern that HUD will actually proceed with certifying the industry.  By the way, good luck finding that employee for $45,000 per year.  Talk about attention to detail in an industry that lives and dies by it!  In Urban America today, thanks to Sen. Kamala Harris and her ilk, in order to be a "modern progressive" Housing Counselor providing advice and counsel to persons, most often impoverished, in real estate planning, financial counseling, life and retirement planning, and more, you must know somebody, preferably family, at the local non-profit and show up for work.  

That's It!

Yes, "the least, the last, and the lost" are placing their American Dreams in the hands of individuals that may know less than they about establishing budgets, setting asset accumulation goals, and developing legal constructs to ascertain and preserve real estate ownership.  Let me make this abundantly clear, you don't need "papers"--certifications--or education to provide "housing counselor" services in Urban America.  Yes, Little Larry, from across the street, with all of the financial acumen of a liberal arts Shakesperian theatre major, may sit with you and review your credit report to determine home purchase viability.  

Buying a home is one of the most expensive and challenging decisions that individuals will make in all of their lifetimes.  The ramifications of any process error can be devastating to their financial futures and their cultural aspirations.  However, you are asking such "paper-pushing", social working devotees to provide intimate and extravagant financial counsel to those that they politically consider the most oppressed and ignorant in the capitalist system of America.  This may be a reason that the poor get poorer but you won't hear that from the agencies that are more concerned with losing federal, state, and local funding.  It's not about the person in need during this horrible time.  It's about the "well funded" agencies keeping the funding stream alive through these perilous times.  The system has spoken and the individual will have to wait because the corporate provider of services to the poor is needier.  It's a better mobilized and influential lobby of poverty organizations versus the American taxpayer and first-time homebuyer.  The Haves Won and the Have-Nots Lost!

Think me harsh?!  Then, let's take a look at the National Housing Resource Center's Press Release.  

Press Release: HUD Secretary Ben Carson Extends Critical Deadline for Housing Counseling Organizations at Risk of Losing Funding

On July 31, 2020, the U.S. Department of Housing and Urban Development (HUD) published its Interim Final Rule on its website to announce a delay in the deadline for housing counselors to become HUD certified. The pause is meant to ensure that vital housing counseling services remain available to the nation’s homebuyers and renters, particularly those who need housing and mortgage assistance to recover financially from the effects of the COVID-19 emergency. The Interim Final Rule will be subsequently published for comment in the Federal Register.

This effort was led by many advocates and stakeholders, including Senator Tina Smith. U.S. Senator Tina Smith (D-Minn.) says that Secretary of Housing and Urban Development (HUD) Ben Carson heeded her call to extend the August 1, 2020 deadline for housing counselor certification for HUD’s Housing Counseling Assistance Program by at least one year. Smith led a group of Senators in pressing Secretary Carson for this extension so that counseling agencies can continue to get members of their organization certified. Many agencies would have been unable to complete this process before August 1 due to the coronavirus (COVID-19) pandemic, and, therefore, "risked" losing HUD funding.

The Senators who signed the letter are:

Senator Tina Smith (D-MN)

Senator Chris Van Hollen (D-MD)

Senator Catherine Cortez Masto (D-NV)

Senator Ron Wyden (D-OR)

Senator Benjamin L. Cardin (D-MD)

Senator Amy Klobuchar (D-MN)

Senator Edward J. Markey (D-MA)

Senator Sherrod Brown (D-OH)

Senator Robert Menendez (D-NJ)

Senator Kamala D. Harris (D-CA)

Senator Jacky Rosen (D-NV)

Senator Richard Blumenthal (D-CT)

Senator Robert P. Casey, Jr. (D-PA)

Senator Cory A. Booker (D-NJ)

The Democrat-Marxist Senator persuaded HUD Secretary Ben Carson to extend the deadline one more year.  Why?  Many "well-heeled" poverty organizations serving low to moderate-income American Dreamers have been unsuccessful in getting their personnel certified.  Let me get this straight.  They had four (4) years to pass the examination.  They spent federal, state, and local monies on training their personnel to provide the services in which they would be examined.  In spite of the personnel funding and time given to pass their examinations for certification, they need an extension.  Let me get this straight.  The COVID pandemic hit America in August 2016, right Dr. Fauci, and so, as a result of the response, we need a one (1) year extension.   

For those following along at home, it was not until March 2020 that states and localities began to lockdown as a response to the outbreak of COVID 19 in the United States.  It was August 2016 that HUD enacted the certification requirement with a deadline of August 2020 for housing counseling agencies, community-based organizations, and housing counselors to achieve certification.  Yeah, it was definitely COVID 19 that did it.

And why do you really need the extension?

We might--er, will--lose our funding.

President Donald J. Trump is attempting a variety of ways to stop the evictions of tenants and protect the American Dream during the COVID-19 Pandemic.  Over the course of the pandemic, President Trump has made providing assistance to Americans facing financial hardship a top priority.  HUD is providing housing counseling services and has published resources and guidance to help tenants, landlords, and lenders, including a toolkit to help landlords and public housing authorities work with their tenants during this time.  The hope is that American political leadership is committed to the well-being of every American constitutionally during this incredulous time of disease, fear, and anxious response.  This requires them not to accept the "soft bigotry of low expectations" but, to call upon all to preserve the American Dream for any and all including "the least, the last, and the lost".

Historian James Truslow Adams, in his 1931 book "Epic of America", described the American Dream as "that dream of a land in which life should be better and richer and fuller for everyone, with opportunity for each according to ability or achievement".  Adams also wrote, "One should teach us how to make a living and the other how to live."  It seems fitting for this time that the modern housing counselor bear with great grit the brunt of this labor and excel in this their hour of greatest need.  In Fiscal Year 2018, the District made over 360 down payment assistance loans through HPAP and over 140 down payment assistance loans through Employee Assistance Housing Program (EAHP).  Now, the labor of love will be securing the American Dream for each of the 500 homeowners beyond the pandemic threat.

As we focus, we must make a commitment to those facing the greatest hardship.  The commitment is that we provide the best and the brightest to aide every American in recovering from the financial duress incurred by the public safety responses of state and local governments.  These often tyrannical edicts that created a world of essential and non-essential work.  In that world, many families tetter on the border of "safe at home" and homelessness.  These families do not need a social worker's approach to muster the financial storms of life.  They need individuals that are willing to educate them in the best ways to stay afloat financially, deal with creditors, and to save their homes.   Those called to this immaculate duty must not shirk the vital responsibilities of service.  We must commit all advocates and stakeholders to get their housing counselors HUD certified now!  

American lives and dreams are depending on it. 

CORPORATE ADDRESS

Kenneth McClenton

Founder, Chairman, and President 

TECN® TV

1307 44th Place SE

Washington, DC 20019

Phone   202-660-1329 Ext 0

THE EXCEPTIONAL CONSERVATIVE NETWORK®

www.theexceptionalconservativeshow.com 

ken@theexceptionalconservativeshow.com